Surfs Up Surfs Down

If I Get Half Of My List Done Today, I Will Be Happy

A San Diego Saturday is like any other day of the week for me…full! Spending time with my five year old, surfing, fielding calls from clients, running the dog, you name it. Here is my to-do list today:

Make french toast for the kid
What Are You Doing Today?
Mow the yard
Return emails from last night
Surf (please, let there be waves)
Print Open House fliers for two of my agents and deliver them
Go to Home Depot (of course, it is Saturday)
Pick up paperwork from a new client
Film a video blog
Take my daughter to a birthday party (pick up present on the way)
Swing by my agents’ Open Houses (have to support my referral partners!)
Call my new contacts from this past week
Install Carbon Monoxide detectors in my home
Take kid to pumpkin patch to pick out our next Jack-O-Lanterns
Fire up the BBQ and watch the World Series!

In a perfect world, I would be able to check off the entire list by the end of the day. However, life, just like the lending/real estate industry in San Diego is anything but perfect.

What are you doing today?

Are You CA Licensed Real Estate Agent? Then Watch This Video

Need To Close By September 30, 2011

Need To Close By September 30, 2011

We are fast approaching the deadline for the current High Balance Conforming (Fannie Mae) and Super Conforming (Freddie Mac) loan limits. Effective October 1, 2011, these temporary limits are dropping in many areas including San Diego County.

Better Apply Now

The current loan limit in San Diego County for single family purchases and refinances is $697,500 for Fannie, Freddie, and FHA loans. However, it is dropping to $546,250. In Los Angeles, Marin, and Orange Counties the current limit of $729,750 is dropping to $625,500.

This information is not new. However, different lenders have set different cut-off dates for taking in loans under the current limits. Some have actually already stopped accepting loans that exceed the limits that will go into effect on October 1st.

AmeriFirst Financial is still accepting these loans and will do so until mid-September. However, all loans under the “old” limits must close by September 30, 2011. NO EXCEPTIONS.

So, if you are purchasing or refinacing a home in California and having trouble with your lender because your loan amount will be too high after 9/30, give me call. I can probably help.

Here is an article i wrote last month: Tick Tock, The High Balance Conforming Loan Limits Are Dropping Soon